In India, Ethika Insurance is a reliable and trustworthy insurance broker. Susheel Agarwal founded Ethika Insurance in 2014. Ethika has been working to ensure the insurance claim process runs smoothly so clients don't have to worry about anything. Our employee benefits insurance covers most types of corporate insurance solutions such as group health insurance, group term life, gratuity insurance, business liability insurance and many more. Let Ethika help you protect your business.



 

Fire Insurance

 

The most popular Property Insurance cover in India is Fire Insurance. Although called Fire Insurance, the policy offers coverage against the operation of various specified perils under a single policy. The policy is technically named as Standard Fire and Special Perils Policy.

 

Home Insurance

 

Get Home Insurance and Protect Your Building From Fire, Riot, Earthquake, Construction Defects & More. Landscape Cover. Personal Accident Cover. Loss Of Cash Cover. Compound Wall Cover. Insurance coverage: Water Pipe Burst, Seepage, Defects, Terrorism, Forest Fire.

 

Erection All Risks Insurance

 

This Policy protects your financial investment in a project either as a Principal or as a Contractor. The policy can be taken by you as the Principal, Contractor, and Sub Contractor either individually or jointly.

 

Contractor's All Risks (Car) Insurance

 

Remarkable progress is being achieved in the field of industrialization in India. There is an on-going process to build the necessary infrastructure for speedy socio-economic development. The infrastructure comprises projects ranging from Airports to bridges, from dams/tunnels to Off-shore structures, from refineries to reservoirs, from pipelines to power stations, from factories to hospitals etc., Hence the need for insurance at the constructional phase.

 

Professional Indemnity Insurance

 

Ethika insurance offers Professional Indemnity Insurance. This Professional Indemnity Insurance for doctor or other professionals cover legal costs and expenses incurred in your defense, as well as any damages or costs that may be awarded during professional services. How professional indemnity insurance works, and types of it. Visit Ethika Insurance broker of professional indemnity insurance.

 

Commercial General Liability

 

This is a complete policy to provide seamless protection to the Insured and covers Third Party Liabilities arising from various business exposures such as those arising from Premises, Products, completed operations, Advertising &Personal injury and provides supplemental payments, thus ensuring complete protection to the insured against Liability issues.

 

Directors And Officers Liability

 

The reason For Directors and Officers Liability Insurance is “The expansion of global footprints of Indian companies, Stringent and Complex Regulatory Environment, increased shareholder litigation”.This has made the job of Directors and officers of company more challenging. It is a fact that virtually everything they do creates the potential for second-guessing and perhaps claims by persons adversely affected by their actions and decisions.

 

Trade Credit Insurance

 

Trade Credit Insurance provides companies that are selling their goods on credit with coverage for outstanding receivables that are within approved credit terms, protecting the Insured against risk of non-payment by its buyers!

 

Motor Insurance

 

A Motor Insurance Policy is a contract between the insurance company and insured that safeguards the policyholder against financial loss in case of Fire, theft or accident. Car Insurance offers coverage for property like theft or damage of your car liability, legal accountability to others for property damage, death, bodily injury, the expenses for injury treatment etc.

 

Marine Insurance

 

Marine insurance is essentially international and consequently a wide variety of “ adventures “ need to be protected. Marine insurance includes, insurance of ships under construction, transit of goods overseas, lakes, rivers & inland waterways and of land transit.

 

Personal Accident Policy

 

The possibility of someone dying from an accident on the way of buying a lottery ticket is much higher than the possibility of he winning the lottery ticket.

Office Package Insurance

This is a package policy designed to cater for the complete insurance requirement of an office. It is a single policy covering various contingencies faced by offices, which are normally covered as separate policies.

 

Group Health Insurance

 

If you have already provided Group Health insurance of ₹ 5 lacs, you can increase it by another ₹ 20 lacs for less than ₹ 999 per employee per year by opting for Group Super Top up Insurance policy. No room Rent Limit. Extra Premium for Waiving off Pre-existing disease waiting period.