Payment Card Industry Data Security Standard (PCI DSS) is a recognized policy and regulation for the security of credit, debit, and cash card-based transactions to minimize the misuse of cardholders’ identities. Furthermore, PCI DSS has been developed to assist organizations that process payment card data to avoid cyber incidences with sensitive information.

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In addition, it is important to note that PCI DSS is not a law or a legal regulation requirement. However, it is frequently included in contracts that businesses that process and store credit, debit, and other payment card transactions agree to. Any organization legally bound by contract to operate their business must adhere to the compliance laws stipulated by the PCI DSS standards to create the necessary security for the clients.

Maintaining PCI DSS compliance is important for companies that process credit cards to avoid penalties and legal repercussions. Compliance with the PCI DSS regulation, adoption of recommended measures, and use of proper tools make it possible to protect cardholder information, minimize the threat of breaches, and maintain customer confidence.

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